Press Release | Foresight Ratings Reassigns ‘SUPERIOR’ Rating to Remara Credit Income Fund and ‘VERY STRONG’ Ratings to Remara Cash Management & Remara Credit Opportunities Funds.
Sydney, 13th August 2026
The Remara Cash Management Fund and Remara Credit Opportunities Fund have both received a Very Strong Investment Rating, while the Remara Credit Income Fund has received a Superior rating. All three funds are classified as Complex products due to their investment structures and underlying credit exposures. The ratings reflect strong confidence in their ability to deliver attractive risk-adjusted returns while managing capital preservation.
The Remara Cash Management Fund, launched in June 2024, is designed to provide stable income through fixed and variable return options across five unit classes. It invests in short-term, investment-grade Australian credit instruments, including AAA and AA-rated floating-rate notes and securitised RMBS/ABS/MBS assets. Its focus on senior exposures, strong liquidity management and multiple layers of protection makes it a competitive enhanced-cash option.
The Remara Credit Opportunities Fund is an open-ended fund investing in a diversified pool of consumer and SME loans across Australia. It targets a return of 10% net of fees above the RBA Cash Rate, while aiming to provide stable monthly income and strong capital preservation. The Fund primarily invests in less-liquid, higher-yielding assets across SME and real estate finance, while recent refinancing has increased its liquid holdings and improved short-term flexibility.
The Remara Credit Income Fund is also an open-ended fund investing in diversified consumer and SME loans across Australia. It targets a return of 6% net of fees above the RBA Cash Rate, currently equivalent to 10.35% p.a. net of management fees. The Fund has increased its exposure to liquid and publicly traded assets, improving liquidity while moderately reducing yields, with returns normalising towards its benchmark as intended.
A key feature of both Remara credit funds is their vertical integration of loan origination, which adds complexity but can help reduce margin compression risk. The funds gain exposure through securitised warehouse notes and benefit from diversification across SME and real estate finance. Overall, the strategies balance income generation and capital preservation, with liquidity improvements providing greater flexibility while maintaining their ability to achieve targeted returns.
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About Foresight Analytics’ Investment Due Diligence Rating (IDD Rating)
The objective of Foresight Analytics’ Investment Due Diligence Rating (IDD Rating) is to identify the best funds and opportunities for future investment. We assess the fund’s historical risk-adjusted performance, compared to its peers, to form a holistic view of the manager’s ability to deliver future returns. The IDD rating indicates the quality of the investment option within the context of a diversified portfolio and full investment cycle.
Foresight’s analysts use a 5-point scale to determine how the fund will perform against a range of risk factors.
- SUPERIOR indicates the highest level of confidence that the fund can deliver a risk-adjusted return in line with its investment objectives and that it is highly suitable for inclusion on APLs.
- VERY STRONG indicates a very strong conviction that the fund can deliver a risk-adjusted return in line with its investment objectives and that it is suitable for inclusion on most APLs.
- STRONG indicates a strong likelihood that the fund can deliver a risk-adjusted return in line with its investment objectives and that it is suitable for inclusion on most APLs.
- COMPETENT indicates the fund may deliver a risk-adjusted return in line with its relevant benchmark and that it may be suitable for APLs.
- WEAK indicates the fund is unlikely to deliver a risk-adjusted return in line with its investment objective and that it is not suitable for most APLs.
A ‘Hold’ designation is applied to a fund’s rating if a material change impacts the fund manager, and we need to review the rating. A ‘Sell’ designation indicates the Foresight Investment Ratings Committee considers risk factors to be elevated enough that maintaining an investment in the fund as part of their diversified portfolio is questionable.
Foresight Analytics Foresight Complexity Indicator
A Foresight Complexity Indicator (FCI) highlights the complexity of an investment product based on a range of indicators. These typically include its terms and conditions, performance-based fees, liquidity structure, financial leverage, use of derivatives, rare and niche asset class/opportunity set, currency exposure and the level of transparency offered for investors. Foresight believes these factors can disproportionately affect risk-adjusted return outcomes for investors even if a manager is very skilled. Investors can use FCI as a guide to portfolio position sizing within a diversified portfolio context.
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